Social Security Payment Schedule for April 2025: What You Need to Know
As April approaches, it's crucial for Social Security beneficiaries to mark their calendars for the upcoming payment dates. Whether you're receiving retirement, survivor, or disability benefits, understanding when your Social Security check will arrive can make budgeting much easier.
When to Expect Your Social Security Payment
Payments are released on a weekly schedule that varies based on your birth date. Here’s a breakdown of the payment schedule for April 2025:
Birthdate
Payment Date
If you received Social Security before May 1997
April 3
Birth dates from the 1st to 10th
April 9
Birth dates from the 11th to 20th
April 16
Birth dates from the 21st to 31st
April 23
Understanding How Payment Dates are Determined
The Social Security Administration (SSA) employs a specific methodology to determine when each beneficiary receives their payment. Here’s how it works:
Social Security checks are typically issued starting on the second Wednesday of the month.
Subsequent payments are then distributed on the third and fourth Wednesdays, depending on the beneficiary’s birth date.
This means that if you were born on the 1st through the 10th of the month, you can expect your payment on the second Wednesday. If your birthday falls between the 11th and the 20th, you’ll see it on the third Wednesday, and if you are born between the 21st and the 31st, your payment arrives on the fourth Wednesday.
Why Some Payments Differ from the Regular Schedule
For those who began receiving Social Security before May 1997 or who receive both Social Security and Supplemental Security Income (SSI), you won’t follow the birth date schedule. Instead:
Social Security payments are sent on the 3rd of each month.
SSI payments come out on the 1st of each month.
These dates may adjust if they coincide with weekends or holidays. For instance, if the 1st or 3rd falls on a Saturday, payments might be issued early.
What to Do if Your Social Security Check is Missing
If you find that your Social Security payment hasn’t arrived as expected, the SSA advises waiting three extra mailing days before taking any action. If you still don’t see it, you can reach out to the national toll-free number: 1-800-772-1213.
A helpful tip: call during the morning or later in the week and month for shorter wait times. If phone calls prove difficult, consider using the SSA's office locator tool to find a local office.
Stay Prepared and Informed
For additional information on navigating your Social Security benefits, access valuable resources like the Social Security and SSDI cheat sheet and discover the best tax-filing software this year through CNET’s recommendations.
Managing finances can be challenging, but knowing your Social Security payment schedule helps bring clarity and control over your monthly budget. Don’t let uncertainties cloud your financial planning—stay informed and proactive!
